Family wealth, accounted for.
Investment advice, succession and cross-border tax for families with ties to Spain and the UK. We are paid by you, not by the products we recommend.
Lozano Ferris
Report and accounts · 2026
Statement of the firm
as at 30 September 2026
Note
Madrid
London
Total
Families advised
1
61
47
108
Generations in the families we advise
2
3
3
3
Assets under advice, € / £ m
5
410
380
790
CFA and Chartered planners
4
3
4
7
Years in practice
39
21
39
Figures describe the firm, not investment results.
How we charge: Note 5
Next due
Modelo 720
Madrid
·
Modelo 721
Madrid
·
End of the UK tax year
London
·
Modelo 714 · Wealth tax
Madrid
·
Twelve months to 30 September 2026
108 families advised. 790 million under advice. 7 planners, 2 offices, one file.
Assets under advice, by quarter
What our clients hold with us at the end of each quarter, in € and £ millions.
Schedule of services
Fees, excl. VAT
- Day 1A first meeting
Thirty minutes, free. We look at what you own, where, and what you want it to do.
- Week 1A written proposal
The scope, the fee and the name of your adviser. Paid by you, never by product providers.
- Week 3Your investment policy
Goals, risk and the tax position in each country, written down and signed.
- Month 2Your first review
A report on everything you hold, wherever it is, and the first changes agreed.
Works with your software
Xero
QuickBooks
Sage
FreeAgent
a3innuva
ES
Holded
ES
Excel
Modelo 720
Assets held abroad over €50,000
Madrid
Modelo 721
Crypto-assets held abroad over €50,000
Madrid
End of the UK tax year
Gifts, ISAs and pension contributions
London
Modelo 714 · Wealth tax
Filed with the Renta return
Madrid
Pension contributions for 2027
Deductible up to the annual limit
Madrid
Modelo 720
Assets held abroad, year 2027
Madrid
End of the UK tax year
Gifts, ISAs and pension contributions
London
The 2027 Spain–UK tax calendar
Every filing date for companies, freelancers and individuals in both countries. Eight pages, PDF.
Bands: 0.8 % on the first 1m, 0.5 % on the next 2m and 0.3 % above. Minimum €3,000 a year.
| Band | Rate | Fee |
|---|---|---|
| First 1m | 0.8 % | €8,000 |
| Next 2m | 0.5 % | €10,000 |
| Total a year | €18,000 | |
The value of investments can go down as well as up, and you may get back less than you invested. Past performance is not a guide to future returns.
Book a first meetingDocuments
Drop invoices and statements. We tell you what is missing.
Approvals
Review and sign each return before we file it.
Reports
A one-page report every month, in your language.
Illustration. Link the portal you already use from the header and this section.
Cases are described with our clients’ permission. They describe our work, not financial results.
“One adviser who understands both tax offices. Our children will inherit without a fight with either.”
Note 8
Elena R., retired, living between Madrid and London
“They explained our pension options in plain Spanish and in plain English.” — Andrew P., moving to Valencia · Example testimonial
The monthly brief
New rules and deadlines for Spain and the UK, once a month. No promotions.
10
Before the first call.
Most companies pay a fixed monthly fee. Use the estimator in Note 5, and we confirm the fee in writing after a first meeting.